SCORE

Perla Salinas joined Greater Phoenix SCORE in 2014. She started her banking career in 2004 in the area of loan operations and credit analysis. To date, Perla specializes in Commercial Banking and is currently managing a $50MM+ commercial loan portfolio for National Bank of Arizona. Her expertise includes:

  • Risk Management
  • Commercial loan underwriting and structure
  • Banking Relationship Management
  • SBA Lending
  • Treasury Management

Perla started her banking career with United Bank of El Paso Del Norte in El Paso, Texas. She joined the bank immediately after earning her BS degree in Business Administration with concentration in Finance at the University of Texas at El Paso. In 2008, she completed her MBA in Finance and moved to Phoenix Arizona after being hired by National Bank of Arizona.

Perla successfully completed her formal credit training through the Officer Candidate program offered by National Bank of Arizona. The intense and well-rounded training program provided her with a deep understanding and direct experience in the different banking areas that included retail operations, Treasury Management, Commercial Real Estate Lending, Commercial and Industrial Lending, and Special Assets management.

Her current Commercial and industrial (C&I) portfolio includes businesses with a variety of revenue size and industry. The industry list includes (but it is not limited to) manufacturing, real estate management, restaurants, car washes, General Contractors, Subcontractors, Dentists, and service industries such as Attorneys, Physicians and CPA Firms. Most notably, Perla has developed an expertise on Contractors and their methods of operations and accounting which has given her the ability to efficiently underwrite and most importantly, provide custom tailored solutions.

Education:

MBA majored in Finance at the University of Texas at El Paso and is currently a Commercial Portfolio Manager for National Bank of Arizona. Perla is bilingual in English and Spanish and currently serves the entire Metro Phoenix area.

Perla Salinas – SCORE Mentor – SBA Lending, Banking & Finance